Conditions of Use

1. General

1.1. You are invited to access Cumbre Finlux (the "Website")

1.2. This website provides information about trading services ("Services") available on third-party platforms ("Third-Party Platforms").

1.3. The Terms in this Agreement are legally binding between you and the Website owner, and you must review them before using our Services. To use the Website, you must accept the full Terms, which govern your access. We reserve the right to update or modify the Terms.

By accepting our Terms, you acknowledge that you also agree to our Privacy Policy (available here).

2. Eligibility

2.1. Once you meet the legal requirements and accept and comply with the Website’s Terms and Conditions, you will have full access to our Services.

2.1.1. To access our Services, you must be at least 18 years old

2.1.2. You must be legally authorized to agree to our terms and conditions.

2.1.3. Your use of our Website and the Services provided through it must be lawful in the country or territory where you reside. You must not be prohibited by law from using our Website.

2.2. The Website and the Company accept no responsibility for any unlawful use of our Services by users. We also make no guarantees, warranties, or representations regarding the legal compliance of any person using our Services or the Website.

3. Restricted Access Territories

3.1. We reserve the right to deny access to our Website or Services if (1) a user resides in a restricted area (“Restricted Territories”) and (2) we determine that allowing a user to access our Services would create a legal, regulatory, or reputational risk to the Company. This statement does not limit our rights solely to the instances described.

3.2. For users located in certain jurisdictions, the Company may restrict access until additional terms are agreed and implemented. While in a Restricted Territory, the Services and Website may be blocked or otherwise unavailable.

4. Prohibited activities

4.1. To use this Website and its Services responsibly, you must:

4.1.1. Users may use the Website Services for their intended purposes, including uploading and sharing content. However, this does not include the following prohibited materials: 1) data or files containing viruses or other potentially harmful elements that could affect the Website or the computer systems of our third-party partners, or any material that blocks or interferes with other users’ access to the Website Services; 2) any content whose sharing would infringe copyright, intellectual property, or other rights; 3) any content containing threats, defamation, racism, slander, or insults; 4) any content that violates any law in any relevant jurisdiction; 5) any marketing or advertising material without prior written consent.

4.1.2. You may not modify, destroy, or remove any legal notices, services, software, design elements, logos, or other proprietary material from the Website.

4.1.3. You may not access the Website’s Services by any means or through any interface other than the Website itself.

4.1.4. You must not interfere with or disrupt other users’ use of the Website or its Services.

4.1.5. Accessing the Website and its Services using external bots, automation tools, or any unauthorised software is prohibited.

4.1.6. No data collection or transmission to or from the Website, whether active or passive, including through cookies, spyware, or beacons, is permitted by any party.

4.1.7. You may not attempt to replicate the Website or its services in any way, including their appearance and/or functionality. This includes creating mirror sites and using other means, whether known or yet to be developed.

4.1.8. While using the Website and its Services, you may not violate any applicable laws, infringe copyrights, use pirated software, or engage in identity theft or hacking. No illegal activity of any kind, including encouraging others to participate in it, is permitted.

4.1.9. You may not upload software or engage in any attempt to modify the Website's source code. You must not harm the Website or diminish others' interest in or use of the Website.

4.1.10. You must not attempt to copy the Website or its Services by any form of reverse engineering, including disassembly or decompilation, or by any other method or technology.

4.2. If we suspect your use of the Website contravenes any applicable laws or our Terms of Use, we reserve the right to monitor your use of the Website and its Services. If we determine that you have violated our Terms of Service and/or any applicable laws, we may cancel your account, suspend your access to the Website, disclose your activities to relevant authorities or third‑party service providers, or take further action, up to and including legal proceedings. These Website Terms of Use are in addition to, and do not limit, any other legal or civil rights the Company may have.

5. Rights to Intellectual Property

5.1. All materials on our Website, including videos, images, logos, text, audio, designs, brands, trademarks, and any other content, are protected by intellectual property rights owned by the Company and, where applicable, by relevant third-party providers.

5.2. Users acquire no intellectual property rights in any content on the Website. They are granted only limited rights, under the applicable terms and conditions, to access the Website and its Services. All other rights, title, and interest in the Website and its Services belong to the Company.

5.3. The Website and all Services available on it may be accessed and used solely for personal, non-commercial purposes.

5.4. Users shall not, whether knowingly or through negligence, allow any other person to copy, modify, or duplicate any aspect of the Website by any means. This includes, without limitation, reverse engineering, decompiling, or copying the specific service configuration or Website source code.

6. Liability Limitations

6.1. By agreeing to use the Website and its Services, and subject to the Terms of Service, the user is solely responsible for any outcomes arising from such use. The Website and the Company make no representations or warranties, whether express or implied, regarding the results of use, or the quality, fitness for a particular purpose, usability, accuracy, or any other attributes of the Website or its Services. The user acknowledges that all content and Services on the Website are provided “as is”, including any faults or limitations.

6.2. In the event of service disruptions beyond our control, or interruptions in the transmission of information through our Services, we accept no responsibility. Likewise, we are not liable for any informational errors, including omissions or inaccuracies, in the Website content.

6.3. Any losses you incur while using the Services on the Website are yours alone. By accepting the Terms of Service, you acknowledge and accept responsibility for such losses, including those arising from the consensual use of third-party services. You also agree that you are solely responsible for any decisions related to your activity on the Website, including any reliance on information provided by the Website and its Services.

6.4. You and your agents are solely responsible for any damages or losses sustained, whether direct or indirect. We accept no liability or responsibility for such losses, to the fullest extent permitted by applicable law. This includes any loss of income, savings, or personal data resulting from your use of the site.

6.5. The Company accepts no responsibility for any technical issues arising from failures of telephone lines, internet service, computers, or other hardware or software. We also accept no responsibility for any costs or losses arising from use of the internet.

7. Services, Content, and Promotions from Third-Party Providers

7.1.On our Website and when using our Services, you acknowledge that third-party content may be present, including advertisements and reviews of those platforms.

7.2. Products and services from third-party providers displayed on our website are not our responsibility, and we do not guarantee their quality or that they are up to date.

7.3. Before making any decisions, purchases, inquiries, or visits involving third-party service providers, we strongly advise users to verify the accuracy of any claims. Any decisions, consents, or purchases you make with these services are solely your responsibility.

8. Links

8.1. Please note that the Website contains our own content and services, as well as advertisements, links, and materials supplied by third-party providers. You are solely responsible for accessing or using any such websites or services, including any resulting loss or damage. This includes the use of products, services, and/or software offered on those websites. Exercise due diligence before downloading, purchasing, or providing personal data to any third-party website. Likewise, do not rely on their information or claims without independently verifying them.

8.2. Advertisements, images, hyperlinks, or any other promotions or appearances of third-party websites are not endorsements by the Website or the Company. We do not authorise, endorse, or have any affiliation with any linked websites or with any products, information, materials, services, software, or business activities, unless expressly stated.

8.3. We cannot review, research, or provide an opinion on every third-party advertiser or every hyperlink we include. Nor can we be held responsible for the quality of services offered by these companies. Accordingly, we are not liable for any loss or damage you may incur through the use of such third-party services and websites, including their products, software, information, or any other service. You are strongly advised to research any company thoroughly that you intend to work with or to whom you plan to provide personal data, especially before making any purchase.

8.4. Always carefully read and review the policies and terms of use for any third-party websites, including those advertising on our Website. Do so before contacting them or making any purchases from those websites.

9. Miscellaneous

9.1. Specific Services provided through the Website may be modified, suspended, or discontinued as necessary or appropriate. We reserve this right as part of normal operations, platform enhancements, and similar activities. Any such changes will not be implemented in a manner that harms you, and you will not have grounds to make claims against us for such changes.

9.2. The Website’s Terms of Use may be modified at any time. If changes occur, you will be notified as soon as reasonably possible, typically within a few working days. Continued use of the Website after the date-stamped publication of the new Terms of Service will be deemed acceptance of those terms.

9.3. Any information sent through the website to any other location, website, third-party service, or organisation does not imply or establish any relationship beyond what is expressly stated in writing in these terms. By sending such information, the user knowingly consents to these terms.

9.4. Any agreement or statement, whether written or oral, that falls outside the scope of these Terms of Use has no legal effect and is not binding on either party. Only the Terms of Use and the Privacy Policy of the Company and Website, as amended and accepted, constitute a binding agreement between the user and the Website.

9.5. Any right granted under these Terms that is not exercised—whether by consent, neglect, or inability—will be deemed waived. If a right is exercised in whole or in part, it will be deemed part of any subsequent exercise of that right or remedy, which shall remain in force.

9.6. If any provision of these Terms is deemed null and void by a competent court, that provision shall be removed from the Terms. The remainder of the Terms will continue in full force and effect, excluding the invalidated provision. The remaining terms will be construed in accordance with the court’s ruling to reflect the intended purpose and meaning without the excluded clause(s).

9.7. It is agreed that these Terms permit the website, including all Services, to be operated and managed by third-party service providers. In such cases, all associated rights and obligations may be transferred to them. Users may not transfer their rights or obligations to any third party and remain solely responsible.